BANKING AND FINANCIAL SERVICES

Skjold ▪ Barthel knows banks, representing both community and national banks – including one of the largest banks in the U.S.  This experience makes us well prepared to offer representation in a wide range of transactional and litigation matters.  In addition to banks, our clients include other asset-based lenders and leasing companies.

We bring a depth of experience and perspective – from both ends of the transaction – to our clients and their credit transactions.  Our legal, financial analysis and business management skills translate to exceptional service in:

• Asset-based loan transactions
• Loan restructuring and workouts
• Loan enforcement, foreclosure and collection activities

Commercial Loan Transactions

 We advise and assist banking clients in the preparation, negotiation and documentation of commercial loan agreements throughout all stages of the process, from due diligence to the structure of specific terms and covenants.  Our transactional services encompass:

• Loan documentation preparation and review
• Collateral securitization
• Due diligence and analysis

Because of our strict business focus, we understand how a borrower’s existing debt, collateral and cash flow can impact the life of a loan.  We leverage this knowledge to help our banking clients maximize the security and profitability of each loan – ensuring that all loan activity is appropriate to the business of the borrower and to the industry in which that business operates.